The IQ Portfolio Blueprints · CA

The four Blueprints, Canadian implementation.

Each Blueprint in its Canadian implementation, measured in Canadian dollars. Numbers below are backtested on actual ETF data and are historical, not predictions.

These are the Canadian implementations, in Canadian dollars. See the US Blueprints →

Conservative Income

More than cash pays. Less than stocks can lose.

Built to earn meaningfully more than cash savings without putting your principal through stock-market-sized drops. For the investor who can’t stand to lose.

Backtested return: 8.33%/yr
Worst drop: −9.4%

See the Blueprint →

Steady Growth

Compound without the gut-punches.

Engineered for the smoothest path to long-term growth — it automatically dials down risk when markets get wild. For growing your money without the stress.

Backtested return: 6.49%/yr
Worst drop: −17.3%

See the Blueprint →

Balanced Growth

Real growth. Half the crashes.

Pursues long-term growth while absorbing major market crashes far better than a standard 60/40. For real growth without reliving 2008.

Backtested return: 8.46%/yr
Worst drop: −25.8%; since 2003-07-29: −14.65%

See the Blueprint →

Growth Maximizer

Stock-market growth. Softer landings.

Captures the long-run upside of owning stocks — built so crashes hurt less and you stay invested through them. For upside without the full panic.

Backtested return: 9.67%/yr
Worst drop: −25.8%; since 2003-07-29: −21.52%

See the Blueprint →

Backtested returns from actual historical ETF data, computed by the open-source Boutquin.Trading engine (Conservative Income 14 yrs; the other three 24 yrs, as of 2026-09-25). Backtested performance is hypothetical and is not indicative of future results.

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Important disclaimers

Educational content only. ETFWealthIQ provides financial education only. Model portfolios are illustrative examples presented for educational purposes and are not personalized investment recommendations. ETFWealthIQ is not a registered investment adviser, portfolio manager, or financial planner. Past performance of model portfolios does not guarantee future results. Before making any investment decision, consult with a qualified financial professional who understands your individual circumstances, goals, and risk tolerance.

Backtested results. All historical performance data represents backtested results computed by open-source software (Boutquin.Trading) using actual historical index and ETF return data. Backtested performance is hypothetical and does not represent actual trading. The source code used to generate these results is publicly available for audit. Actual investment results may differ materially. Past performance is not indicative of future results.

Canadian regulatory disclosure

This educational content does not constitute investment advice under Canadian securities law. The provision of investment advice in Canada requires registration with provincial securities regulators, which ETFWealthIQ does not hold.

Open-source software. The Boutquin.Trading backtesting engine is open-source software provided under the Apache License, Version 2.0. It is a general-purpose research tool. Use of this software to make investment decisions is at your own risk. The software authors and ETFWealthIQ are not responsible for any losses incurred.