Growth Maximizer · Stock-market growth with softer landings
Stock-market growth. Softer landings.
Built to capture the long-run upside of owning stocks — engineered so crashes hurt less and you stay invested through them. For the investor whose rule is: I want stock-market upside without the full stock-market panic.
- Backtested return
- 10.49%/yr
- Worst drop
- -32.49%
- Sharpe ratio
- 0.82
- Years tested
- 25
Backtested on actual historical ETF data from June 2001, computed by the open-source Boutquin.Trading engine (as of ). Benchmark: a global stock portfolio, which earned 8.89%. Backtested performance is hypothetical and is not indicative of future results.
Why it works
Your money holds broad US stocks, long-term Treasury bonds, gold, and two trend-following funds that tend to profit when markets tank. Over more than two decades of testing, it earned 10.49% per year against 8.89% for a global stock portfolio — with a worst drop of -32.49%, about 41% shallower than owning the stock market alone.
The trade-off
You still feel bad days — they just don’t cut as deep, and that’s what keeps you from bailing at the bottom. This Blueprint is designed for maximum long-run growth with softer drawdowns.
What’s inside the Blueprint
Plain-English asset classes by current emphasis — Core, Significant, or Diversifier. The exact ETF tickers and target percentages, in a US or Canadian implementation, are in the subscriber view.
Current weighting as of — emphasis tiers, not exact weights.
Construction: Black-Litterman with structural equity views, a momentum overlay, and regime overlays — the mix re-derives from fresh market data, not a fixed weighting set once and forgotten.
See the full Blueprint — exact tickers, percentages, and backtests.
Growth Maximizer is available on the Explorer tier (one Blueprint of your choice) and on Builder and Decumulator (all four). Start free with the IQ Score to see which archetype fits your general profile.
Important disclaimers
Educational content only. ETFWealthIQ provides financial education only. Model portfolios are illustrative examples presented for educational purposes and are not personalized investment recommendations. ETFWealthIQ is not a registered investment adviser, portfolio manager, or financial planner. Past performance of model portfolios does not guarantee future results. Before making any investment decision, consult with a qualified financial professional who understands your individual circumstances, goals, and risk tolerance.
Backtested results. All historical performance data represents backtested results computed by open-source software (Boutquin.Trading) using actual historical index and ETF return data. Backtested performance is hypothetical and does not represent actual trading. The source code used to generate these results is publicly available for audit. Actual investment results may differ materially. Past performance is not indicative of future results.
Canadian investors. This educational content does not constitute investment advice under Canadian securities law. The provision of investment advice in Canada requires registration with provincial securities regulators, which ETFWealthIQ does not hold.
Open-source software. The Boutquin.Trading backtesting engine is open-source software provided under the MIT License. It is a general-purpose research tool. Use of this software to make investment decisions is at your own risk. The software authors and ETFWealthIQ are not responsible for any losses incurred.